Truly exceptional promotions and advertising products offered by the companies at this time. Commercial products from food / beverage, automotive, telecommunications, computer, etc.. Any bid is very tantalize and jelly when we can not trap us in the culture of consumerism, which later of course impact on the financial condition of our family.
To see that each of us or are interested in a product, then we should already be called wise, based on the principles of family financial management, such as:
Are we just WANT or NEED these products. We must be honest and know to differentiate the products will be purchased, it is because we WANT or NEED. I just want this means that the desires of our play, it means that we need the product is intended functions that support the productivity of our economy. For example, what we want to buy HandPhone (HP) already supports 3G, and we very rarely use these facilities means that this is only the desire and means that the waste. But facilities such as 3G can help us in talking face to face with a client in the purchase of HP's trip is to be very positive. Therefore, from now-versed cleverly hone our hearts to be able to distinguish where the desire and needs. When you can not, call a husband / wife for help edited.
Whether the purchase is included in budget of the Family? Now, the place where the location of our discipline in the run budget of the family tested. When the products that we will have to buy the actual entrance to budget of the Family here is not a problem. But if the problem is not budget of the Family, because of swelling occurs automatically and this could be the posts of the other. My advice when entering budget of the Family not wait for the patient budgeted in the period / next month.
By the way what the product is paid, cash or credit, and other reasons. When you are sure to want to buy these products, the next step is selecting the appropriate method of payment in cash or credit. Advice I should use the tools of cash to buy the products or the consumption of economic value tends to decrease. Because we buy by credit (for example, use a credit card), then we must increase the interest payment, which means that this add expenses and we are not comparable with products that hold down the value.
But the most astute solution of the problem is, should not also spend money to buy the product consumption (outside of basic needs, too ...) the results of the salary with the money we work. Try waiting for the results of our profit from the investment that we do, for example rent money from the house, shop, business results, etc.. With the purchase of the product is not a result of sweat from our work as employees / officials, but the results from the business / investment work hard to buy our product. ... Not smart????
No comments:
Post a Comment